You know how important it is to stick to a budget but you're still learning the ropes. Here are some tips from Citibank's Use Credit Wisely to get you going:
- Set your goals. What do you want to accomplish financially in the short-term, mid-term, and long-term?
- Gather information. Where does your money go? Look over your paycheck, your billing statements, your expenses.
- Look at the big picture. Where do you stand when it comes to money? Are you earning enough? Are you spending too much? Are you saving?
-- Oh yeah, here's the result that I got from one of Cosmo's quiz.. Yeah, still learning the ropes. ;)
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